Author Archives: yeejin727

Pemegang Kad Kredit Wajib Guna Nombor Pin – Year 2016

PADANG BESAR 18 Mac – Mulai tahun hadapan, semua pemegang kad kredit diwajib memasukkan nombor pin keselamatan sebelum sesuatu transaksi boleh dilakukan berbanding penggunaan tandata­ngan pada masa kini.

Chua Tee Yong (tengah) melihat pelan Kilang Industri Kecil Sederhana (IKS) sambil diberi penerangan oleh Pengurus Besar Perbadanan Kemajuan Ekonomi Negeri Perlis (PKENPs), Norsiake Kassim (kiri)) di Kawasan Perindustrian Padang Besar, Perlis, semalam.

Chua Tee Yong (tengah) melihat pelan Kilang Industri Kecil Sederhana (IKS) sambil diberi penerangan oleh Pengurus Besar Perbadanan Kemajuan Ekonomi Negeri Perlis (PKENPs), Norsiake Kassim (kiri)) di Kawasan Perindustrian Padang Besar, Perlis, semalam.

Langkah itu bagi mengatasi penyelewengan kad kredit yang kini mencatatkan kerugian antara RM30 hingga RM40 juta setahun atau 0.03 sehingga 0.04 peratus daripada nilai transaksi setahun.
Timbalan Menteri Kewangan, Datuk Chua Tee Yong berkata, penggunaan nombor pin keselamatan untuk setiap transaksi kad kredit merupakan langkah diambil kerajaan bagi menambah baik sistem keselamatan kad berkenaan.
“Walaupun peratusan penipuan ked kredit di negara ini kecil iaitu antara 0.03 hingga 0.04 peratus, nilainya tinggi iaitu RM30 juta hingga RM40 juta,” katanya dalam sidang akhbar di sini hari ini.
Beliau berkata demikian selepas meninjau perkembangan pembinaan sebanyak 12 buah bangunan kilang industri kecil dan sederhana (IKS) di Kawasan Perindustrian Padang Besar.
Menurut Tee Yong, pihak kerajaan berpuas hati dengan tahap ke­selamatan perbankan Internet yang mempunyai ciri-ciri keselamatan yang sudah dinaik taraf.
“Bagaimanapun kita perlu menambah baik lagi sistem keselamatan transaksi kad kredit di premis-premis perniagaan bagi mengelak penyelewengan.
“Ini disebabkan sistem ke­selamatan sedia ada agak lemah kerana kebanyakan peniaga tidak membandingkan tandatangan pada resit dengan yang tertera pada kad kredit,” katanya.
Dalam pada itu, Tee Yong memberitahu, projek pembinaan kilang berkenaan yang menelan belanja RM5.4 juta dijangka dapat di­siapkan pada Oktober ini.
Beliau berharap ia dapat menjana peluang pelaburan dan pekerjaan bagi penduduk negeri ini, khususnya dalam sektor peruncitan dan perdagangan.
“Kita yakin kedudukan yang strategik antara Thailand dan Perlis, kilang ini dapat memberi impak besar kepada ekonomi negeri,” kata­nya yang memberitahu setiap unit kedai itu dijual antara RM500,000 sehingga RM1 juta.

New BNM Governor Should Focus on Inflation and Monetary Policy – Year 2016

KUALA LUMPUR: The new central bank governor replacing Tan Sri Dr Zeti Akhtar Aziz will have to focus on reducing the country’s inflation rate and reviewing monetary policies.

According to Chairman of the Centre for Public Policy Studies (CPPS) Tan Sri Dr Ramon Navaratnam, it is appropriate that the new governor to review and understand the role of the central bank first before making any changes.

51458290641_RamonNavaratnam

Ramon: It is appropriate that the new governor to review and understand the role of the central bank first before making any changes.

“First review the whole position and don’t take any action. He or she must understand the roles of the central bank on what are they doing and what they have done.

“Brainstorm with the senior officers, public sectors and private sectors first and ask them what they think of Bank Negara’s monetary policy, its view on government, fiscal and other policies.

Ramon says after three to six months in office, a change in policies can be done if necessary, after having discussions with all stakeholders and relevant parties.

“After studies and consultations have been made with the public and private sectors and the government, then look into the possibility of changes in policy if necessary.

“I think the priority is to tackle inflation, how to bring the exchange rate to a more respectable level and ensuring the continuity in strengthening the financial banking system,” he said.

Ramon added, the government should announce Zeti’s replacement as early as possible to reduce the impact on instability of the local market due to investors; concern.
Asked about who should replace Zeti, he said the candidate should not be a politician.

Zeti who has been BNM Governor for 16 years, is due to retire in April and had said that she would not stay for another term.

BSN eyes 72,000 Credit Card holders on 2016

KUALA LUMPUR: Bank Simpanan Nasional (BSN) is eyeing 72,000 new credit card holders this year, up by 20-30 percent from last year, said Vice-President/Head Cards Business Department, Mohd Sofian Amirudin.

He said the spending pattern of customers which is expected to continue growing by 30-40 percent this year, coupled with the introduction of several new cards by BSN, would help the government-owned bank achieve its target.
51457936190_TeacherscardBSN will continue to attract customers from the education industry as well as government servants, given the attractive rate offered for these segments.

“Teachers are a huge market for us. We have introduced the 1Teacher Card with a low profit charge rate of 8.8 percent for them. It is the lowest in the country compared to the 17.5 percent mostly offered by other banks,” Mohd Sofian said.

He told reporters this after a mock cheque presentation ceremony to winners of the BSN “Impian Tunai 8 Kembali Lagi” campaign by Deputy Chief Executive, Ahmad Latfan, here today.

To date, BSN’s customer base for credit cards stands at 200,000 with a monthly absolute spending value of RM60 million.

For the 1Teacher Card, BSN currently has more than 80,000 members and aims to issue another 30,000 cards this year.