Category Archives: BSN

BSN eyes 72,000 Credit Card holders on 2016

KUALA LUMPUR: Bank Simpanan Nasional (BSN) is eyeing 72,000 new credit card holders this year, up by 20-30 percent from last year, said Vice-President/Head Cards Business Department, Mohd Sofian Amirudin.

He said the spending pattern of customers which is expected to continue growing by 30-40 percent this year, coupled with the introduction of several new cards by BSN, would help the government-owned bank achieve its target.
51457936190_TeacherscardBSN will continue to attract customers from the education industry as well as government servants, given the attractive rate offered for these segments.

“Teachers are a huge market for us. We have introduced the 1Teacher Card with a low profit charge rate of 8.8 percent for them. It is the lowest in the country compared to the 17.5 percent mostly offered by other banks,” Mohd Sofian said.

He told reporters this after a mock cheque presentation ceremony to winners of the BSN “Impian Tunai 8 Kembali Lagi” campaign by Deputy Chief Executive, Ahmad Latfan, here today.

To date, BSN’s customer base for credit cards stands at 200,000 with a monthly absolute spending value of RM60 million.

For the 1Teacher Card, BSN currently has more than 80,000 members and aims to issue another 30,000 cards this year.

Pinjaman Peribadi BSN

Bank Simpanan Nasional Personal Financing

To apply for financing customers must be:

  • A Malaysian citizen
  • Aged 21 to 55 / 60* years old at the end of the loan tenure
  • Open to permanent & contract officers and staff that have minimum three (3) years of working experience
  • Offered only to Employees of Premier Developer Panel, Private Hospital, Telecommunication Company, Licensed Financial Institution, Multinational Company, PETRONAS Group of Companies, Selected Private University & College, Statutory Body, Government Link Company, Selected Public Listed Company in Main Market Bursa Malaysia (Financial, Plantation,Property, Technology, Trading / Service, Industrial Product, Consumer Sectors only) and Professionals (Doctor, Architect, Lawyer, Accountant and other certified Professionals)
  • Minimum gross income of RM3,000 per month (permanent staff) & RM10,000 per month (contract staff)
  • BSN GIRO / GIRO-i Account holders

Documents required for application:

  • Copy of latest three (3) months Salary Slips
  • Copy of your NRIC (both sides)
  • Latest EPF Statement
  • Confirmation Letter by Employer stating the below:
    • Name and NRIC
    • Designation and Employment Status
    • Monthly salary
    • Date of Employment


  • Latest EA / EC Statement and latest e-filing form or any verified documents by the Inland Revenue Board (LHDN

BSN Loan approval is based on the subject to the current terms & conditions and employer confirmation.

Types of Personal Loans:

BSN offers a variety of financing options for customer to choose from in order to get the funds customers. BSN personal loans are affordable and flexible.

  • SandaranSijilSimpananTetap (STT)
  • Executive-1
  • SCOP (Klasik)
  • SCOP (Eksklusif)
  • SCOP (Super Klasik B)
  • BPA (Klasik)
  • BPA (Super Klasik B)
  • SKAP (Klasik)
  • SKAP (Eksklusif)
  • SKAP (Super Klasik B)
  • SKAN (Klasik)
  • SKAN (Super Klasik B)

Standard BSN loan package “Executive-1” which is exclusive personal loan package catered especially for executives

Repayment mode of payment via:

1. Standing Instruction from other Financial Institutions where the customer salary account is credited.

2. BSN Standing Instruction


4. IBG

Financing Duration is normally between two (2) and ten (10) years depending on the loan amount and agreed terms.

Background of BSN

BSN was incorporated on 1 December 1974 under the Ministry of Finance at that time, Tengku Razaleigh Hamzah.

BSN’s mission is to encourage savings, investments and smart financial management among Malaysians to increase their quality of life. BSN has more than 5,100 employees, 382 branches and 621 automatic teller machine (ATM) nationwide. BSN has more than 7 million customers spread throughout the length and breadth of the country and with savings of more than RM 8 billion.