Tag Archives: cimb personal loan interest

Pinjaman Peribadi CIMB

CIMB Financing

CIMB Group is the largest Asia Pacific based investment bank and one of the world’s largest Islamic banks.

Benefits of using CIMB Personal Financing:

  • Withdraw additional funds conveniently from your current account without liquidating investment products
  • Service the monthly interest and settle the principal as and when you wish
  • Interest is calculated on a daily rest basis, meaning the more you pay up on your principal, the lower the interest charges
  • A hassle free personal loan to fulfill your dream. No Collaterals, no guarantor and flexible repayment tenure up to 5 years

Features:

  • 24 hour approval and fast disbursement
  • No security deposit
  • No guarantor needed for financing RM5,000 and below
  • Takaful / Insurance coverage
  • Minimum financing amount of RM3,000 up to 50,000
  • Long payment up to 5 years
  • Make your monthly installment payments through automatic payments via standing instruction

Eligibility:

  • Single name application
  • Age 21-60 years old
  • Minimum monthly income of RM800 gross
  • Employment / business for more than 6 months
  • Malaysian citizen or Permanent Resident

Salaried Applicant:

  • Mykad (both side)
  • Latest 3 months salary slip
  • EA form / EPF statement / Letter from employer

Self-Employed:

  • Mykad (both side)
  • Business Registration Certificate (Form D or Form 9,24,49 and M&A)
  • Last 3 months bank statement / BE form with income tax reciept / other supporting documents

Xpress Cash Financing-i

Is one of the fastest and the most flexible financing up to 5 times your gross income for financing.

Pembiayaan Peribadi SektorAwam-i

Special financing package tailored only for government servant and government link companies.

Profit rate:

  • Effective 1 Dec 2013, the revised rates are as below:
  • 5.55% p.a flat rate (applies to income earner of RM1,500-2,999.99)
  • 5.25% p.a flat rate (applies to income earner of RM3,000 and above)
    • Minimum financing amount of RM1,000 up to RM200,000
    • Financing tenure up to 10 years
    • Installment payments via salary deductions through Biro Angkasa

Individual applicant only aged between 18 and 59 years upon application (Subject to retirement age at 60 years).

CIMB Islamic Ar-Rahnu

Financing based on Shariahprinciples which are fast, easy and less risky. The following items are required for CIMB Islamic Ar-Rahnu application:

  • Photocopy of My Kad/Passport
  • CIMB Islamic/CIMB Current Account/Current Account-i or Saving Account/Saving Account-i
  • Purchasing receipt of Gold Jewellery (best effort basis)
  • Aged between 21 to 70 years old

Please take note than Custodian Fee RM0.65 for every RM100 Gold value per month & Stamp Duty of RM 10 Stamping fee.