Pinjaman Peribadi CIMB

CIMB Financing

CIMB Group is the largest Asia Pacific based investment bank and one of the world’s largest Islamic banks.

Benefits of using CIMB Personal Financing:

  • Withdraw additional funds conveniently from your current account without liquidating investment products
  • Service the monthly interest and settle the principal as and when you wish
  • Interest is calculated on a daily rest basis, meaning the more you pay up on your principal, the lower the interest charges
  • A hassle free personal loan to fulfill your dream. No Collaterals, no guarantor and flexible repayment tenure up to 5 years


  • 24 hour approval and fast disbursement
  • No security deposit
  • No guarantor needed for financing RM5,000 and below
  • Takaful / Insurance coverage
  • Minimum financing amount of RM3,000 up to 50,000
  • Long payment up to 5 years
  • Make your monthly installment payments through automatic payments via standing instruction


  • Single name application
  • Age 21-60 years old
  • Minimum monthly income of RM800 gross
  • Employment / business for more than 6 months
  • Malaysian citizen or Permanent Resident

Salaried Applicant:

  • Mykad (both side)
  • Latest 3 months salary slip
  • EA form / EPF statement / Letter from employer


  • Mykad (both side)
  • Business Registration Certificate (Form D or Form 9,24,49 and M&A)
  • Last 3 months bank statement / BE form with income tax reciept / other supporting documents

Xpress Cash Financing-i

Is one of the fastest and the most flexible financing up to 5 times your gross income for financing.

Pembiayaan Peribadi SektorAwam-i

Special financing package tailored only for government servant and government link companies.

Profit rate:

  • Effective 1 Dec 2013, the revised rates are as below:
  • 5.55% p.a flat rate (applies to income earner of RM1,500-2,999.99)
  • 5.25% p.a flat rate (applies to income earner of RM3,000 and above)
    • Minimum financing amount of RM1,000 up to RM200,000
    • Financing tenure up to 10 years
    • Installment payments via salary deductions through Biro Angkasa

Individual applicant only aged between 18 and 59 years upon application (Subject to retirement age at 60 years).

CIMB Islamic Ar-Rahnu

Financing based on Shariahprinciples which are fast, easy and less risky. The following items are required for CIMB Islamic Ar-Rahnu application:

  • Photocopy of My Kad/Passport
  • CIMB Islamic/CIMB Current Account/Current Account-i or Saving Account/Saving Account-i
  • Purchasing receipt of Gold Jewellery (best effort basis)
  • Aged between 21 to 70 years old

Please take note than Custodian Fee RM0.65 for every RM100 Gold value per month & Stamp Duty of RM 10 Stamping fee.