Tag Archives: table bank rakyat personal loan

bank_rakyat_7663c_450x450

Pinjaman Peribadi Bank Rakyat

Bank Rakyat Personal Financing

Document required for financing application

  • New Application

1. Copy of Identity Card / Authority Card (Police / Army)

2. Latest 3 months’ salary slip

3. Latest employer’s confirmation letter

4. Latest three (3) months Bank Statements of salary crediting account

  • Repeated/Overlap Applicationl

1. Copy of Identity Card

2. Latest 3 months’ salary slip

 

Personal Financing-iAslah for Civil Servant (RakanPintar)

Specialty of Personal Financing-iAslah for Civil Servant (RakanPintar) is a unique product that is designed specifically for public servants in which it offers a lower profit rate with the following benefits:

  • Special ATM Card (RakanPintar)
  • RM0.50 cash back on transaction charges for MEPS and Tabung Haji at ATM

Features of Personal Financing-iAslah

  • Amount of financing up to RM200,000
  • Financing tenure up to 10 years
  • Financing margin up to 35 times your monthly gross salary
  • No guarantor
  • Takaful coverage are optional
  • No advance payment

Personal Financing-iAslah for Private

  • Amount of financing up to RM150,000
  • Financing tenure up to 10 years
  • Financing margin up to 10 times your monthly gross salary (Salary RM2,000 – RM3,000) and 15 times your monthly gross salary (Salary RM3,001 and above)
  • No guarantor
  • Takaful coverage are optional
  • No advance payment

Negotiation rate offered to employees of companies or cooperatives with certain conditions stated by Bank

Eligibilityfor Personal Financing-iAslah

  • Malaysian citizen
  • Minimum age of 18 years and maximum 60 years old at the end of the financing tenure
  • Minimum fixed monthly income of RM1,000 including fixed allowances
  • Public sector employee
  • Have been confirm in current service

Payment Methodfor Personal Financing-iAslah

  • Saving/Current Account Deduction (Salary transfer to Bank Rakyat)
  • Documents Required

History of Bank Rakyat

Bank Rakyat is an Islamic cooperative bank which was established on 28 September 1954 under the Cooperative Ordinance of 1948, following the growth of the cooperative movement in Peninsular Malaysia. Previously known as Bank Agong or Apex Bank, this financial institution was the result of a merger with 11 union banks. It was then established as a primary channel to collect funds, and distribute financing to cooperatives. Renamed Bank Kerjasama Malaysia Berhad in 1967, the Bank has since extended its membership to individuals as well.

Bank Rakyat offer many financial services including Personal Financing, if you are looking for personal financing here is some financial packages you can consider.Currently for personal loans Bank Rakyat offer Personal Financing-iAslah for Civil Servant (RakanPintar) & Private.

Personal Financing-i Civil Servant (Rakan Pintar)

 

source:

http://www.personal-loan.my/bank-rakyat-personal-loan-swasta/104/